Home|COVID-19 Related FAQs
COVID-19 Related FAQs2020-04-07T12:39:54-07:00

Intended Parents

If my clinic is postponing medical screenings, is there anything we can do in the meantime?2020-04-07T12:17:47-07:00

Yes, you can begin the legal and psychological screening process early. In the event your donor fails medical screening, legal and psych fees will be waived on your next donor. 

Should I focus on choosing a donor local to my clinic?2020-04-07T12:18:10-07:00

We recommend choosing a local donor as this will not only prevent issues when it comes to travel, but your donor will be physically seen by your physician once they’re able to proceed with screening and retrievals. 

Can our donor still complete medical testing even though my clinic isn’t seeing anyone in their office?2020-04-07T12:18:57-07:00

We can certainly work with your clinic to see if they can accommodate saliva kits for genetic screening, as well as mobile phlebotomy for pre-screening and other blood labs. 

Should I still be looking for a donor?2020-04-07T12:19:17-07:00

Absolutely! This is a great time to take advantage of our database and your assigned coordinator. We add 15 new donors weekly and currently have 3,600+ donors (of all ethnicities) that are eager to be matched. 

My IVF physician is postponing medical screenings, what can I do to keep the process moving along?2020-04-07T12:22:46-07:00

You can begin the legal and psychological screening process early. In the event your surrogate fails medical screening, legal and psych fees will be waived on your next surrogate.

Can our surrogate still complete medical testing even though my clinic isn’t seeing anyone in their office?2020-04-07T12:23:05-07:00

We can certainly work with your clinic to see if they can accommodate mobile phlebotomy for pre-screening and other blood labs. Many clinics are also doing virtual or telemedicine appointments to see their patients. 

Should I still be looking for a surrogate?2020-04-07T12:23:25-07:00

Absolutely! This is a great time to take advantage of our database and your assigned coordinator. We have many surrogates who are available to match and start the process. There are many things that can be done remotely. 

Surrogates

Can I still apply to be a surrogate with the COVID-19 crisis happening?2020-04-07T12:24:05-07:00

Yes! We are still moving forward with the application and interview process. All of the preliminary steps of the process can be completed; there may be some delays with the medical portion until the current situation with Covid-19 resolves. Let’s get your profile started! Please reach out to our team for detailed information on how this will impact your journey.

I don’t want to travel, can I wait until COVID-19 is over?2020-04-07T12:24:35-07:00

We are working closely with IVF clinics and monitoring the situation as it progresses. For now medical screenings are on hold, but you can still apply and be matched with potential intended parents. We can get you started so we can move smoothly and effectively once the quarantine ban is over. 

I am currently unemployed due to Covid-19, am I still eligible to be a surrogate?2020-04-07T12:24:55-07:00

Yes, you can! Certain changes may apply to your compensation but we understand the circumstances and are willing to accommodate accordingly.  Please reach out to our team for more details. 

Will my medical insurance cover treatment for Covid19 testing?2020-04-07T12:25:20-07:00

Yes.  We are seeing the majority of insurance carriers covering the cost of Covid19 testing as a preventative service at 100%.

If I were to test positive for Covid19 while in cycle, whom would be responsible for paying for my care?2020-04-07T12:25:54-07:00

You are welcome to use your Current ACA policy at any time for personal medical care.  Covid19 illness is not maternity related, therefore the medical trust would not be responsible for your patient portion of claims related to medical care for Covid19.

Can I use the Lloyds Surrogate Maternity Primary plan for Covid19 testing, or treatment?2020-04-07T12:26:31-07:00

Lloyds Surrogate Maternity policies cover services related to Surrogate Maternity only.

If I didn’t buy medical insurance during open enrollment, can I buy it now?2020-04-07T12:26:56-07:00

This depends on the state in which you live.  A number of States have re-opened their insurance exchange for those who have no active medical insurance – This is Not Available to states that rely on the Federal Insurance Exchange. As of 4/6/2020 Extension for enrollment of Uninsured individuals are as follows:  CA – June 30, DC – June 15, MD – April 15, MN – April 21, MA – April 25, NV – April 15, NY – April 15, RI – April 15, VT – April 20, WA State – April 8. https://www.healthcare.gov/marketplace-in-your-state/

If I lost medical insurance due to being laid off or losing my job, can I buy insurance?2020-04-07T12:27:32-07:00

Yes.  You will have 60 days from the day you lose coverage to enroll in a new medical Insurance plan. 

a) For companies with 20 full time employees, they must offer to allow you to keep your insurance and take over paying the premiums via COBRA.  COBRA premiums are often much higher than you paid through your employer.  

b)  ALL Individuals, regardless of the state, or size of employer, qualify for Special Enrollment following loss of coverage due to no fault of your own.  (Examples of fault: failure to pay premium, canceling coverage voluntarily)

If I lost medical Insurance due to no fault of my own what do I need to show proof?2020-04-07T12:27:57-07:00

A copy of the COBRA letter received from your employer or for smaller employers w/ less than 20 employees- a letter from your employer informing you of the Insurance coverage termination date is acceptable proof of loss.

COBRA is very expensive; do I have to keep this insurance until it expires so I can qualify for a less expensive medical insurance plan?2020-04-07T12:28:20-07:00

No, you do not have to use COBRA. You can purchase a traditional ACA Medical plan within 60 days of receiving the COBRA notice. 

What happens if I do not apply within 60 days of receiving my COBRA letter or termination letter?2020-04-07T12:29:24-07:00

Two scenarios:  

  1. Small Employer Termination Letter:  If you do not enroll within 60 days,  you will have to wait until the next national Open Enrollment in Nov 2020.  (Exception; If you in a state that has extended enrollment due to Covid19 and you have no active medical insurance,  you will qualify until your prospective states extension deadline has been reached) 
  2. COBRA Letter:  If you do not enroll within 60 days , you can pay COBRA Premiums until the COBRA extension deadline indicated on your documents; from this date you will have 60 days in which to purchase a new medical plan (.  (Exception; If you in a state that has extended enrollment due to Covid19 and you have no active medical insurance, you will qualify until your prospective states extension deadline has been reached)

Egg Donors

If I sign up to be an egg donor now, can I still be matched?2020-04-07T12:29:55-07:00

Yes! Our Intending Parents are still searching for their perfect donor, so please be responsive to your emails, texts, and phone calls. 

If I am matched, how soon will the process start?2020-04-07T12:30:16-07:00

Depending on the clinic you’re working with, we will follow their guidelines regarding COVID-19 protocol. In the event you are unable to be seen at their facility in person, we can work on having other evaluations and even legal completed via Telehealth and telephone, respectively. 

Are there any extra precautionary measures I should be aware of?2020-04-07T12:30:42-07:00

We ask that you remain safe and healthy, as well as following all COVID-19 protocols your local government and health professionals are advising. If you are already matched for a cycle, it is important to continue abstaining from sexual activity as well as recreational drugs, as you will be periodically drug tested.

I am concerned with travel, especially via airplane. May I drive to the clinic instead?2020-04-07T12:31:09-07:00

Yes! This is a great option should you be within driving distance to the clinic. Your mileage will be reimbursed.