Surrogate FAQs2020-04-07T13:01:32-07:00

Surrogate FAQs

To help simplify the surrogacy process, we have compiled a list of the most common questions we are asked about surrogacy in general, becoming a surrogate, the embryo transfer, legal contracts and more.

In the list below you’ll find the most frequently asked questions (FAQs) that we receive from potential and current surrogates. We do our best to include as much information as possible, but if you have additional questions please feel free to call (760) 438-2265 or email us at Info@extraconceptions.com

Can I still apply to be a surrogate with the COVID-19 crisis happening?2020-04-07T12:24:05-07:00

Yes! We are still moving forward with the application and interview process. All of the preliminary steps of the process can be completed; there may be some delays with the medical portion until the current situation with Covid-19 resolves. Let’s get your profile started! Please reach out to our team for detailed information on how this will impact your journey.

I don’t want to travel, can I wait until COVID-19 is over?2020-04-07T12:24:35-07:00

We are working closely with IVF clinics and monitoring the situation as it progresses. For now medical screenings are on hold, but you can still apply and be matched with potential intended parents. We can get you started so we can move smoothly and effectively once the quarantine ban is over. 

I am currently unemployed due to Covid-19, am I still eligible to be a surrogate?2020-04-07T12:24:55-07:00

Yes, you can! Certain changes may apply to your compensation but we understand the circumstances and are willing to accommodate accordingly.  Please reach out to our team for more details. 

Will my medical insurance cover treatment for Covid19 testing?2020-04-07T12:25:20-07:00

Yes.  We are seeing the majority of insurance carriers covering the cost of Covid19 testing as a preventative service at 100%.

If I were to test positive for Covid19 while in cycle, whom would be responsible for paying for my care?2020-04-07T12:25:54-07:00

You are welcome to use your Current ACA policy at any time for personal medical care.  Covid19 illness is not maternity related, therefore the medical trust would not be responsible for your patient portion of claims related to medical care for Covid19.

Can I use the Lloyds Surrogate Maternity Primary plan for Covid19 testing, or treatment?2020-04-07T12:26:31-07:00

Lloyds Surrogate Maternity policies cover services related to Surrogate Maternity only.

If I didn’t buy medical insurance during open enrollment, can I buy it now?2020-04-07T12:26:56-07:00

This depends on the state in which you live.  A number of States have re-opened their insurance exchange for those who have no active medical insurance – This is Not Available to states that rely on the Federal Insurance Exchange. As of 4/6/2020 Extension for enrollment of Uninsured individuals are as follows:  CA – June 30, DC – June 15, MD – April 15, MN – April 21, MA – April 25, NV – April 15, NY – April 15, RI – April 15, VT – April 20, WA State – April 8. https://www.healthcare.gov/marketplace-in-your-state/

If I lost medical insurance due to being laid off or losing my job, can I buy insurance?2020-04-07T12:27:32-07:00

Yes.  You will have 60 days from the day you lose coverage to enroll in a new medical Insurance plan. 

a) For companies with 20 full time employees, they must offer to allow you to keep your insurance and take over paying the premiums via COBRA.  COBRA premiums are often much higher than you paid through your employer.  

b)  ALL Individuals, regardless of the state, or size of employer, qualify for Special Enrollment following loss of coverage due to no fault of your own.  (Examples of fault: failure to pay premium, canceling coverage voluntarily)

If I lost medical Insurance due to no fault of my own what do I need to show proof?2020-04-07T12:27:57-07:00

A copy of the COBRA letter received from your employer or for smaller employers w/ less than 20 employees- a letter from your employer informing you of the Insurance coverage termination date is acceptable proof of loss.

COBRA is very expensive; do I have to keep this insurance until it expires so I can qualify for a less expensive medical insurance plan?2020-04-07T12:28:20-07:00

No, you do not have to use COBRA. You can purchase a traditional ACA Medical plan within 60 days of receiving the COBRA notice. 

What happens if I do not apply within 60 days of receiving my COBRA letter or termination letter?2020-04-07T12:29:24-07:00

Two scenarios:  

  1. Small Employer Termination Letter:  If you do not enroll within 60 days,  you will have to wait until the next national Open Enrollment in Nov 2020.  (Exception; If you in a state that has extended enrollment due to Covid19 and you have no active medical insurance,  you will qualify until your prospective states extension deadline has been reached) 
  2. COBRA Letter:  If you do not enroll within 60 days , you can pay COBRA Premiums until the COBRA extension deadline indicated on your documents; from this date you will have 60 days in which to purchase a new medical plan (.  (Exception; If you in a state that has extended enrollment due to Covid19 and you have no active medical insurance, you will qualify until your prospective states extension deadline has been reached)
What is surrogacy?2019-06-19T15:03:41-07:00

Surrogacy is when a woman carries and gives birth to baby for someone else, usually for a woman unable to carry the child herself.  This is done through advancements in reproductive technology such as artificial insemination, in-vitro fertilization/embryo transfer (IVF/ET) and other Advanced Reproductive Technologies (ART) that allow otherwise infertile couples a chance to have children. Due to advances in reproductive technology, couples now have medical means to have children. This technology has been extremely helpful for the LGBTQ+ community and single fathers who otherwise could not have children.

What is the difference between a Genetic/Traditional and Gestational Surrogate?2019-06-19T15:06:54-07:00

A Genetic/Traditional Surrogate is a surrogate mother who also donated her egg and thus has a biological/genetic connection to the child she is carrying for the future parents. This is where the surrogate is inseminated (usually artificially) with the intended/future father’s sperm.

A Gestational Surrogate, which is the most common, is a surrogate who is not genetically related to the child she is carrying for the intended/future parents. The eggs are retrieved from the intended/future mother or an egg donor, and are fertilized with the sperm from the future father or sperm donor, and then transferred to the surrogate’s uterus. Extraordinary Conceptions only works with gestational surrogates.

Why should I work with an agency instead of doing an independent surrogacy?2019-06-19T15:10:10-07:00

There are several risk factors involved for both the future parents and the gestational surrogate. Unforeseen costs can backlog and delay the surrogacy process. Disputes over cost, escrow accounts, doctors, lawyers and scheduling appointments can overwhelm and cripple the relationship between the intended parents and the surrogate mother. Extraordinary Conceptions will mediate, educate and handle the details, so you can experience the full joy that you are bringing into the lives of others. There are several risk factors involved for both the future parents and the gestational surrogate. By working with a reputable agency like Extraordinary Conceptions, you can better protect yourself from these issues.

What are the requirements to become a gestational surrogate?2019-06-19T15:12:40-07:00

First and foremost, you must a healthy woman/female who has already had at least 1, live birth and who is raising that child. For the full list of requirements, please click HERE to be directed to the most current surrogacy requirements.

 

What is the typical compensation for a gestational surrogate?2019-06-19T15:55:54-07:00

Gestational surrogacy compensation can vary depending on where you live in the United States and whether or not you are currently employed. Most first time surrogates can receive anywhere from $49,000 to $60,000 with our all inclusive benefit packages. Repeat Surrogates typically receive a higher compensation, depending on their previous experience.

Due to current Canadian laws, while gestational surrogacy is 100% legal, compensating surrogates is not. However, it is legal for gestational surrogates to be reimbursed for their pregnancy related expenses for things like food, clothing, transportation, communication, wellness, post-birth recovery, etc. For most surrogates, this will be capped at $25,000.

At Extraordinary Conceptions we try to offer the best compensation in the industry. Please remember that there are a variety of factors to be considered and your coordinator is happy to review the details of the compensation package with you.

* This information is subject to change at any time.

How will I be compensated?2017-10-11T15:33:19-07:00

The intended parents will fund an escrow account before starting your medical protocol. Prior to pregnancy confirmation, you will receive a monthly expense allowance, as well as compensation for the embryo transfer and an injectable medication fee. Your pregnancy compensation will begin on the first weekday of each month following confirmation of fetal heartbeat. Your base compensation is broken up into 10 monthly payments; however, after you deliver the baby the remaining balance will come in one final payment. Payment will be handled by Extraordinary Conceptions according to your Surrogate Contract.

Will I be compensated more for carrying twins or triplets?2017-10-11T15:33:09-07:00

Yes. Currently our surrogates receive an additional $7,000 for carrying twins. A coordinator can discuss the “multiple fees” for triplets as we do compensate for them, but safe, healthy pregnancies are our priority.

How long does it take to become a surrogate?2019-06-19T15:59:33-07:00

Before we can show your profile to future parents, you must complete our admissions process. This includes completing your online surrogacy profile, a phone or Skype interview and submitting the necessary documents and pictures. The time frame for becoming searchable and available for being discovered is mostly dependent on how quickly you complete the admissions process.

Unfortunately, we cannot guarantee that you will become a surrogate, but typically surrogates find the right future parents within 1-3 months.  It usually takes another 1-3 months to schedule and complete the medical screening, psychological evaluation and legal contracts. Once legal contracts are done, the embryo transfers usually take place in the next 3-4 weeks. After that, you can expect a normal pregnancy term as long as there are no complications.

There are several factors that are taken into consideration in the surrogacy process with the most important factor being what you and the future parents are looking for. Other factors include age, background, marital status, BMI and previous childbirth history. We have some surrogates who were discovered by parents very quickly, while others may take longer. We recommend that our surrogates make sure they keep their profiles current, that pictures are kept up to date and we even recommend submitting a “Surro Clip” which is a brief introduction video about yourself.

Do I need medical insurance to become a surrogate?2017-10-11T15:32:46-07:00

You do not need insurance to join our program, but all of our surrogates have medical insurance prior to starting their medications. Intended Parents are responsible for the cost of the insurance and we will evaluate your insurance status at the time of your match and help institute an appropriate policy.

What procedures are involved in the medical screening process?2017-10-11T15:32:27-07:00

The surrogacy medical screening process involves several medical tests & procedures to help the IVF physicians determine that you’re in good health and that it’s safe for you to proceed as a surrogate. Each physician may have a different protocol for tests for the screening, but they perform any number of these tests: blood tests for various diseases, vaginal ultrasounds, hysterosalpingogram/HSG, Hysteroscopy/HCG, and gynecological exam. Your spouse or partner may also be required to undergo blood tests to ensure that there are no infectious diseases that could be transmitted to you.

What is the transfer procedure like for surrogates?2017-10-11T15:32:15-07:00

The embryo transfer itself is a relatively quick and painless procedure in which the IVF doctor uses a small catheter to insert the embryo(s) into your uterus. Anesthesia is often not necessary, but a mild sedative may be used. An ultrasound may be used to help guide the physician as he/she transfers the embryo(s). Once the embryologist has ensured that the embryo(s) have been safely inserted, you’ll remain in the room or a recovery room for 30-60 minutes before you are allowed to leave. Each doctor varies in their protocol, but most require anywhere from 1-5 days of bed rest which would begin as soon as you get home from the procedure or if you are not local, as soon as you get back to your hotel following the transfer.

Do I get to choose the Intended/Future Parents that I work with?2019-06-19T16:02:49-07:00

Yes! As soon as the surrogacy admissions process is complete, you will be made available/searchable for future parents to see on our secure database. As soon as there are parents interested in your profile, your surrogacy coordinator will send you their brief biographies and schedule a meeting. This may be at the office or via Skype. After the Skype meeting you will both have time to determine if you’d like to move forward together. If you both want to proceed, then your unique surrogacy journey will take the next step. If not, the agency will continue to work at helping you get discovered by other parents. Extraordinary Conceptions actively tries to help parents find surrogates who share the same general values and interests.

What happens once I am discovered by a couple?2019-06-19T16:03:34-07:00

Once you are discovered by future parents and you have decided to work together, you’ll see their IVF physician for your medical screening as well as a Licensed Marriage & Family Therapist for your psychological evaluation. After all screenings have been completed and you’ve been “cleared,” the contract will be drafted and reviewed by all parties. After legal contracts are completed, then the IVF physician can proceed with your medications for your transfer. You cannot start your medications until you have received legal clearance.

Will I have to travel for my surrogacy?2019-06-19T16:04:09-07:00

You are only required to travel if the parents you are working with have selected an IVF clinic that is not located near you. During your admissions interview you can specify if you would prefer not to travel, but this may limit your future parent options. We make all of your travel arrangements for you and your companion (if required) so it’s easy for you to enjoy your time away from home. Your travel expenses are covered and detailed in your surrogate benefit package. This includes airfare, car service, reservations at wonderful hotels and per diem allowances.

Can I bring my husband/partner/companion and/or children if I have to travel?2017-10-11T15:31:15-07:00

The intended parents pay for travel and accommodations for the surrogate and a companion (if required) only. Children are not allowed at the IVF clinics, but we do provide financial assistance for child care. You will go by yourself to the medical screening appointment, but will need a companion for the transfer. Companions do not necessarily need to be from your local area. Most doctors require a “baby free/child free” bed rest period after the transfer, but this is unique to each surrogate and can be discussed further with your coordinator. In some (rare) cases, children may travel with you but at your expense and with doctor and agency approval.

How much contact will I have with the intended/future parents?2019-06-19T16:05:37-07:00

As much as you both want. We encourage surrogates to work with parents who have similar interests as themselves. After legal has been completed, intended parents and surrogates can arrange to meet at their own discretion.

Do I have to take medications?2017-10-11T15:30:33-07:00

Yes. Depending on the IVF physician’s protocol, you may be required to take oral medications, vaginal suppositories and intramuscular injections. The clinic will provide detailed instructions on how and when to take your medications. Medications are required to prepare your body for the transfer and surrogate pregnancy.

What will I have to pay for?2017-10-11T15:30:57-07:00

The intended parents will pay any and all reasonable and necessary expenses that you incur in connection with the surrogacy, including, but not limited to, all uninsured medical expenses, your legal fees for evaluating and negotiating the surrogacy agreement, any and all necessary counseling expenses, child care reimbursements and lost wages. In some cases, surrogates may need to pay small fees for co-payments which are then submitted to the surrogacy coordinator for reimbursement.

Does the agency work with all types of couples?2017-10-11T15:29:10-07:00

Yes. Extraordinary Conceptions works with all types of couples and individuals. We do not discriminate against age, ethnic background, marital status or sexual orientation.

How much contact will I have with Extraordinary Conceptions?2017-10-11T15:30:11-07:00

More than you can imagine! You will deal directly with our immediate staff, who will help you throughout the surrogacy journey. From the time you are accepted into the program until the birth of the baby, we are here for you. We will answer any questions that you may have and address any concerns that can arise during your pregnancy.

What are my responsibilities as a surrogate?2019-06-24T16:39:31-07:00
  • Your responsibilities as a surrogate will be to complete your application and all other necessary paperwork in full (Release, HIPAA, etc.) and abide by the terms of your contract.
  • Arrive at all your appointments on time as scheduled.
  • Take all medications and injections according to the calendar and follow your physician’s orders.
  • Keep Extraordinary Conceptions informed of all appointments and issues that may arise on a weekly basis.

Every match is different and there are many more issues that will need to be communicated with the intended parents and Extraordinary Conceptions. We will go over these issues on an ongoing basis. We want this to be a rewarding experience for you and will do everything possible to make sure you are happy with your intended parents and our staff.

How is the pregnancy managed?2017-10-11T15:29:51-07:00

After your pregnancy confirmation, you’ll continue to receive care from the IVF physician for approximately 12 weeks or until he/she has released you to your selected OB/GYN which is covered by your medical insurance. You’ll stay with this physician until your delivery at a hospital that is also covered under the medical insurance.  While decisions regarding the pregnancy are a combined effort; they are discussed and agreed upon at the time of legal contracts. It’s of the utmost importance that you sign your HIPAA and make sure that you update EC and your intended parents after every appointment.

After the baby is born, can I stay in contact with the baby and the parents if I want to?2017-10-11T15:29:38-07:00

It depends on what you and the intended parents agree to. This can be discussed with the intended parents before you ever agree to work together. We always try to match you with intended parents with similar expectations about post-birth contact.

Do you have a list of surrogates and/or intended parents that I can speak to?2017-10-11T15:28:48-07:00

Yes. We will provide references upon request.

COVID-19 Related FAQs

Can I still apply to be a surrogate with the COVID-19 crisis happening?2020-04-07T12:24:05-07:00

Yes! We are still moving forward with the application and interview process. All of the preliminary steps of the process can be completed; there may be some delays with the medical portion until the current situation with Covid-19 resolves. Let’s get your profile started! Please reach out to our team for detailed information on how this will impact your journey.

I don’t want to travel, can I wait until COVID-19 is over?2020-04-07T12:24:35-07:00

We are working closely with IVF clinics and monitoring the situation as it progresses. For now medical screenings are on hold, but you can still apply and be matched with potential intended parents. We can get you started so we can move smoothly and effectively once the quarantine ban is over. 

I am currently unemployed due to Covid-19, am I still eligible to be a surrogate?2020-04-07T12:24:55-07:00

Yes, you can! Certain changes may apply to your compensation but we understand the circumstances and are willing to accommodate accordingly.  Please reach out to our team for more details. 

Will my medical insurance cover treatment for Covid19 testing?2020-04-07T12:25:20-07:00

Yes.  We are seeing the majority of insurance carriers covering the cost of Covid19 testing as a preventative service at 100%.

If I were to test positive for Covid19 while in cycle, whom would be responsible for paying for my care?2020-04-07T12:25:54-07:00

You are welcome to use your Current ACA policy at any time for personal medical care.  Covid19 illness is not maternity related, therefore the medical trust would not be responsible for your patient portion of claims related to medical care for Covid19.

Can I use the Lloyds Surrogate Maternity Primary plan for Covid19 testing, or treatment?2020-04-07T12:26:31-07:00

Lloyds Surrogate Maternity policies cover services related to Surrogate Maternity only.

If I didn’t buy medical insurance during open enrollment, can I buy it now?2020-04-07T12:26:56-07:00

This depends on the state in which you live.  A number of States have re-opened their insurance exchange for those who have no active medical insurance – This is Not Available to states that rely on the Federal Insurance Exchange. As of 4/6/2020 Extension for enrollment of Uninsured individuals are as follows:  CA – June 30, DC – June 15, MD – April 15, MN – April 21, MA – April 25, NV – April 15, NY – April 15, RI – April 15, VT – April 20, WA State – April 8. https://www.healthcare.gov/marketplace-in-your-state/

If I lost medical insurance due to being laid off or losing my job, can I buy insurance?2020-04-07T12:27:32-07:00

Yes.  You will have 60 days from the day you lose coverage to enroll in a new medical Insurance plan. 

a) For companies with 20 full time employees, they must offer to allow you to keep your insurance and take over paying the premiums via COBRA.  COBRA premiums are often much higher than you paid through your employer.  

b)  ALL Individuals, regardless of the state, or size of employer, qualify for Special Enrollment following loss of coverage due to no fault of your own.  (Examples of fault: failure to pay premium, canceling coverage voluntarily)

If I lost medical Insurance due to no fault of my own what do I need to show proof?2020-04-07T12:27:57-07:00

A copy of the COBRA letter received from your employer or for smaller employers w/ less than 20 employees- a letter from your employer informing you of the Insurance coverage termination date is acceptable proof of loss.

COBRA is very expensive; do I have to keep this insurance until it expires so I can qualify for a less expensive medical insurance plan?2020-04-07T12:28:20-07:00

No, you do not have to use COBRA. You can purchase a traditional ACA Medical plan within 60 days of receiving the COBRA notice. 

What happens if I do not apply within 60 days of receiving my COBRA letter or termination letter?2020-04-07T12:29:24-07:00

Two scenarios:  

  1. Small Employer Termination Letter:  If you do not enroll within 60 days,  you will have to wait until the next national Open Enrollment in Nov 2020.  (Exception; If you in a state that has extended enrollment due to Covid19 and you have no active medical insurance,  you will qualify until your prospective states extension deadline has been reached) 
  2. COBRA Letter:  If you do not enroll within 60 days , you can pay COBRA Premiums until the COBRA extension deadline indicated on your documents; from this date you will have 60 days in which to purchase a new medical plan (.  (Exception; If you in a state that has extended enrollment due to Covid19 and you have no active medical insurance, you will qualify until your prospective states extension deadline has been reached)
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